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Financial Independence

The Bay Area is one of the wealthiest places on earth, during one of the wealthiest times in history. There are many people who have achieved financial independence or are striving for it. For Christians, as Jesus as our model, what should our aim be? Is it bad to be financially independent or striving toward that goal?

When I was a teenager, I thought if I had more money it would make me happy. I got a lot more money and I was not happier. It actually made me feel arrogant, entitled, selfish, and greedy.

I came to Christ and that did not change things.

I fell in love with Nicole, got married, and started having financial problems. I continued to think, “More money will solve these problems.”

Right around the time that Jeff took me to lunch I had a conversation with my stepmom Lana and she told me I did not have an asset problem but I had an expense problem. I had never thought of it that way. I was a financial planner but never applied these principles to myself!

We had no budget.

We did not track expenses.

We did not prepare a balance sheet.

We were out of control financially.

We were just tracking to be financially independent someday by making more money. Our focus was always making more money. The conversation with Lana was one of my first steps towards realizing that this track was wrong.

I believe chasing after more money was bad for me. Do you think it might be bad for you?

“But those who desire to be rich fall into temptation, into a snare, into many senseless and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs” (1 Timothy 6:9-10).


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